Insurance Law

4.38

UM/UIM Coverage Complexities

Credits Available
Credit Status Total
Alaska CLE Reciprocity 3 Total
Alabama CLE Approved 3 Total
Arkansas CLE Approved 3 Total
Arizona CLE Approved 3 Total
California CLE Approved 3 Total
Colorado CLE Approved 4 Total
Connecticut CLE Approved 3 Total
Delaware CLE Approved 3 Total
Florida CLE Approved 3.5 Total
Georgia CLE Approved 3 Total
Hawaii CLE Approved 3 Total
Iowa CLE Approved 3 Total
Idaho CLE Approved 3 Total
Illinois CLE Approved 3 Total
Indiana CLE Approved 3 Total
Kansas CLE Approved 3.5 Total
Kentucky CLE Approved 3 Total
Louisiana CLE Approved 3 Total
Maine CLE Approved 3 Total
Minnesota CLE Approved 3 Total
Missouri CLE Approved 3.6 Total
Northern Mariana Islands CLE Approved 3 Total
Mississippi CLE Approved 3 Total
Montana CLE Approved 3 Total
North Dakota CLE Approved 3 Total
Nebraska CLE Approved 3 Total
New Hampshire CLE Approved 3 Total
New Jersey CLE Approved 3.6 Total
New Mexico CLE Approved 3 Total
Nevada CLE Approved 3 Total
New York CLE Approved 3.5 Total
Ohio CLE Approved 3 Total
Oklahoma CLE Approved 3.5 Total
Oregon CLE Approved 3 Total
Pennsylvania CLE Approved 3 Total
Rhode Island CLE Upon Request 3.5 Total
South Carolina CLE Approved 3 Total
Tennessee CLE Approved 3 Total
Texas CLE Approved 3 Total
Utah CLE Approved 3 Total
Virginia CLE Approved 3 Total
Vermont CLE Approved 3 Total
Washington CLE Approved 3 Total
Wisconsin CLE Approved 3.5 Total
West Virginia CLE Approved 3.6 Total
Wyoming CLE Approved 3 Total
OnDemand
2 hours 56 minutes
Stephen Kopko
Robert Kezelis
Matthew Cecil
With Stephen T. Kopko from Anzalone & Doyle + 2 others
Recorded December 19, 2025.
Product ID 101322

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Overview

Multiple Policies, Case Law, Bad Faith Claims, and More

The adversarial nature of a first-party claim against one's own insurer, combined with the nuanced language of UM/UIM policies, creates a minefield for attorneys, claimants, and insurers alike. This program is designed to equip attorneys and insurance professionals with the knowledge and strategies needed to tackle the current complexities of UM/UIM coverage. From dealing with multiple policies to bad faith claims, we'll explore the latest legal developments and trends so you can get an accurate gauge on what policyholders are entitled to. Refresh your knowledge - register today!

  • Work out how different policies work together and when stacking is a viable option.
  • Dive into recent case law shaping exclusions, exceptions, and other gaps in UM/UIM coverage.
  • Unravel coverage issues and navigate conflicts of laws in multi-state accidents.
  • Discover how innovations and transportation trends are affecting UM/UIM coverage and claims.

Abbreviated Agenda

  1. Policy Limits, Multiple Policies, Stacking, and Offsets
  2. UM/UIM Coverage in Multi-State Accidents
  3. Exclusions, Exceptions, Conditions, and Other Pitfalls and Gaps: Recent Case Law
  4. "Underinsured" Status and Hit-and-Run/Phantom Vehicle Accidents
  5. Bad Faith in UM/UIM Claims
  6. How Emerging Technologies and Modes of Transportation Are Shaping UM/UIM Claims
Product ID 101322

Credit Details

Credits Available
Credit Status Total
Alaska CLE Reciprocity 3 Total
Alabama CLE Approved 3 Total
Arkansas CLE Approved 3 Total
Arizona CLE Approved 3 Total
California CLE Approved 3 Total
Colorado CLE Approved 4 Total
Connecticut CLE Approved 3 Total
Delaware CLE Approved 3 Total
Florida CLE Approved 3.5 Total
Georgia CLE Approved 3 Total
Hawaii CLE Approved 3 Total
Iowa CLE Approved 3 Total
Idaho CLE Approved 3 Total
Illinois CLE Approved 3 Total
Indiana CLE Approved 3 Total
Kansas CLE Approved 3.5 Total
Kentucky CLE Approved 3 Total
Louisiana CLE Approved 3 Total
Maine CLE Approved 3 Total
Minnesota CLE Approved 3 Total
Missouri CLE Approved 3.6 Total
Northern Mariana Islands CLE Approved 3 Total
Mississippi CLE Approved 3 Total
Montana CLE Approved 3 Total
North Dakota CLE Approved 3 Total
Nebraska CLE Approved 3 Total
New Hampshire CLE Approved 3 Total
New Jersey CLE Approved 3.6 Total
New Mexico CLE Approved 3 Total
Nevada CLE Approved 3 Total
New York CLE Approved 3.5 Total
Ohio CLE Approved 3 Total
Oklahoma CLE Approved 3.5 Total
Oregon CLE Approved 3 Total
Pennsylvania CLE Approved 3 Total
Rhode Island CLE Upon Request 3.5 Total
South Carolina CLE Approved 3 Total
Tennessee CLE Approved 3 Total
Texas CLE Approved 3 Total
Utah CLE Approved 3 Total
Virginia CLE Approved 3 Total
Vermont CLE Approved 3 Total
Washington CLE Approved 3 Total
Wisconsin CLE Approved 3.5 Total
West Virginia CLE Approved 3.6 Total
Wyoming CLE Approved 3 Total
Select Jurisdiction
CLE

Agenda

All times are shown in
  1. Policy Limits, Multiple Policies, Stacking, and Offsets

  2. UM/UIM Coverage in Multi-State Accidents

  3. Exclusions, Exceptions, Conditions, and Other Pitfalls and Gaps: Recent Case Law

  4. "Underinsured" Status and Hit-and-Run/Phantom Vehicle Accidents

  5. Bad Faith in UM/UIM Claims

  6. How Emerging Technologies and Modes of Transportation Are Shaping UM/UIM Claims

Who Should Attend

This program is designed for attorneys. Insurance professionals and paralegals may also benefit.

Speakers

Stephen T Kopko
Stephen T.
Kopko
Anzalone & Doyle
Robert A Kezelis
Robert A.
Kezelis
Law Offices of Robert A. Kezelis
Matthew W Cecil
Matthew W.
Cecil
Sutton Booker P.C.
Speaker bio
Stephen T Kopko

Stephen T. Kopko

Anzalone & Doyle
Stephen Kopko

, Esq. is an attorney of the Anzalone & Doyle in Wilkes-Barre, Pennsylvania where he focuses on plaintiff's personal injury, including injuries resulting from motor-vehicle accidents, slip/trip and fall events, medical malpractice, and nursing home negligence. He is a member of the Pennsylvania Bar Association, Pennsylvania Association of Justice, Northeastern Pennsylvania Trial Lawyers Association, Lackawanna County Bar Association, and Wilkes-Barre Law and Library Association. Mr. Kopko is 2008 magna cum laude graduate of King's College with a degree in political science, where he received the John F. Kennedy award for having the highest GPA in political science. He then received his J.D. degree from the Syracuse University College of Law. After graduating from law school, Mr. Kopko worked as a volunteer public defender in Lackawanna County and then at a local law firm. Prior to working at Anzalone & Doyle, he worked for a local law firm that specialized in representing insurance companies in personal injury matters. Mr. Kopko has represented insurance companies at each stage of litigation, including at trial and at the Pennsylvania Superior Court. In 2023, he decided to change his career path and use his skills and knowledge to benefit victims in personal injury matters. Mr. Kopko's prior experience provides him with unique insight into how the insurance industry operates, which he uses to help his clients. In 2019, he was named to the Top 20 under 40 by the Northeast Business Journal. This honor recognized Mr. Kopko as one of the top professionals in all of Northeastern Pennsylvania. He was one of only two attorneys honored that year. In addition to being a litigator, Mr. Kopko has also published articles analyzing civil litigation issues. These articles have appeared in the Pennsylvania Law Weekly and the Pennsylvania Lawyer magazine. He resides in Clarks Summit, Pennsylvania with wife, Julia and two daughters, Imogene and Ruby. Mr. Kopko is active in his community serving as a co-chairperson of the Our Lady of the Snows Country Bazaar. He is also a lector for Our Lady of the Snows. Mr. Kopko also volunteers his time as a pro-bono solicitor for the Abington Area Joint Recreation Board.

Speaker bio
Robert A Kezelis

Robert A. Kezelis

Law Offices of Robert A. Kezelis
Robert Kezelis

is a sole practitioner in Palos Heights, Illinois, where he practices in the areas of civil litigation, family law and complex litigation. He is a former adjunct professor at John Marshall Law School. In 1991, Mr. Kezelis was the first American professor invited to teach in Lithuania after the collapse of the Soviet Union. He has spoken for various professional groups on topics related to his areas of practice. Mr. Kezelis earned his B.A. degree from Northwestern University and his J.D. degree from John Marshall Law School. He is a member of the Chicago (member, Professional Responsibility, Civil Practice and Judicial Evaluation committees), Illinois State and Lithuanian American (former president) bar associations, as well as the Illinois Trial Lawyers Association.

Speaker bio
Matthew W Cecil

Matthew W. Cecil

Sutton Booker P.C.
Matthew Cecil

is a partner at Sutton Booker P.C. He has been defending insurance companies and their insureds for his entire legal career. Mr. Cecil's practice includes insurance bad faith, personal injury and property damage defense, and commercial matters, among others. He regularly defends cases involving catastrophic injuries and multi-million-dollar property damages. Mr. Cecil earned his B.A. degree from DePauw University and his J.D. degreefrom the University of Missouri School of Law. He is admitted to practice law in Colorado and Missouri, and before the U.S. District Court, District of Colorado and U.S.District Court, District of Southern Illinois.

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