Generative AI

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When AI Adjusts the Claim: Valuation, Denials, Discovery, and Bad Faith

Credits Available
Credit Status Total
Alaska CLE Reciprocity 3 Total
Alabama CLE Approved 3 Total
Arkansas CLE Approved 3 Total
Arizona CLE Approved 3 Total
California CLE Approved 3 Total
Colorado CLE Approved 4 Total
Connecticut CLE Approved 3 Total
Delaware CLE Pending 3 Total
Florida CLE Approved 3.5 Total
Georgia CLE Approved 3 Total
Hawaii CLE Approved 3 Total
Iowa CLE Approved 3 Total
Idaho CLE Pending 3 Total
Illinois CLE Approved 3 Total
Indiana CLE Approved 3 Total
Kansas CLE Pending 3.5 Total
Kentucky CLE Approved 3 Total
Louisiana CLE Approved 3 Total
Maine CLE Approved 3 Total
Minnesota CLE Pending 3 Total
Missouri CLE Approved 3.6 Total
Northern Mariana Islands CLE Approved 3 Total
Mississippi CLE Approved 3 Total
Montana CLE Pending 3 Total
North Carolina CLE Approved 3 Total
North Dakota CLE Approved 3 Total
Nebraska CLE Approved 3 Total
New Hampshire CLE Approved 3 Total
New Mexico CLE Approved 3 Total
Nevada CLE Approved 3 Total
New York CLE Approved 3.5 Total
Ohio CLE Approved 3 Total
Oklahoma CLE Approved 3.5 Total
Oregon CLE Pending 3 Total
Pennsylvania CLE Approved 3 Total
Rhode Island CLE Upon Request 3.5 Total
South Carolina CLE Approved 3 Total
Tennessee CLE Approved 3 Total
Texas CLE Approved 3 Total
Utah CLE Approved 3 Total
Virginia CLE Approved 3 Total
Vermont CLE Approved 3 Total
Washington CLE Approved 3 Total
Wisconsin CLE Approved 3.5 Total
West Virginia CLE Approved 3.6 Total
Wyoming CLE Approved 3 Total
Live Online
3 hours
Robert Horkovich
Karin Aldama
Steven Vinick
Joshua Offenhartz
Jamie O’Neill
With Robert M. Horkovich from Anderson Kill P.C. + 4 others

Wed, Dec 09, 00:00 AM – 00:00 PM

Product ID 103034

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Course Includes
$299

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OnDemand Recording

Course Book Download

OnDemand content will be available within 7 days of event date.

Overview

From Claim Valuation to Bad Faith: The New AI Battleground

AI is changing how insurers value claims and make coverage decisions. Is your approach keeping up?

This practical CLE explores AI-driven reserves and claim valuation, demand letter strategies, AI-assisted denials, and the new evidence hiding inside and outside the traditional claim file. Learn how to discover AI-assisted decisions, build or defend the emerging AI bad-faith case, and determine whether AI-related losses are covered. Get ahead of the next wave of insurance disputes. Register today!

  • See how AI is influencing reserves, claim valuations, and settlement recommendations.
  • Learn how to craft stronger demand packages for an AI-assisted claims process.
  • Uncover the AI inputs, outputs, scores, logs, and other evidence that may exist outside the traditional claim file.
  • Get discovery and deposition strategies for exposing how an AI-assisted claim decision was actually made.
  • Build—or defend against—the emerging AI bad-faith case.
  • Navigate coverage issues when AI-related losses strike.

*Any mention of specific products in this program is intended as part of a general overview and does not constitute NBI's endorsement or recommendation of any specific product or provider. This program is not sponsored by any technology or electronics provider.

Abbreviated Agenda

  1. AI-Driven Reserves, Claim Valuation, and Settlement Recommendations
  2. Demand Letters in the Age of AI: What Gets Results
  3. AI-Assisted Claim Denials
  4. Building and Defending the AI Bad-Faith Case (With Lessons From Case Law)
  5. Discovery of AI-Assisted Claim Decisions
  6. The Other Side of AI and Insurance: Coverage for AI-Related Losses

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Watch the recording of this event on your own schedule. We'll notify you when its ready.

Product ID 103034

Credit Details

Credits Available
Credit Status Total
Alaska CLE Reciprocity 3 Total
Alabama CLE Approved 3 Total
Arkansas CLE Approved 3 Total
Arizona CLE Approved 3 Total
California CLE Approved 3 Total
Colorado CLE Approved 4 Total
Connecticut CLE Approved 3 Total
Delaware CLE Pending 3 Total
Florida CLE Approved 3.5 Total
Georgia CLE Approved 3 Total
Hawaii CLE Approved 3 Total
Iowa CLE Approved 3 Total
Idaho CLE Pending 3 Total
Illinois CLE Approved 3 Total
Indiana CLE Approved 3 Total
Kansas CLE Pending 3.5 Total
Kentucky CLE Approved 3 Total
Louisiana CLE Approved 3 Total
Maine CLE Approved 3 Total
Minnesota CLE Pending 3 Total
Missouri CLE Approved 3.6 Total
Northern Mariana Islands CLE Approved 3 Total
Mississippi CLE Approved 3 Total
Montana CLE Pending 3 Total
North Carolina CLE Approved 3 Total
North Dakota CLE Approved 3 Total
Nebraska CLE Approved 3 Total
New Hampshire CLE Approved 3 Total
New Mexico CLE Approved 3 Total
Nevada CLE Approved 3 Total
New York CLE Approved 3.5 Total
Ohio CLE Approved 3 Total
Oklahoma CLE Approved 3.5 Total
Oregon CLE Pending 3 Total
Pennsylvania CLE Approved 3 Total
Rhode Island CLE Upon Request 3.5 Total
South Carolina CLE Approved 3 Total
Tennessee CLE Approved 3 Total
Texas CLE Approved 3 Total
Utah CLE Approved 3 Total
Virginia CLE Approved 3 Total
Vermont CLE Approved 3 Total
Washington CLE Approved 3 Total
Wisconsin CLE Approved 3.5 Total
West Virginia CLE Approved 3.6 Total
Wyoming CLE Approved 3 Total
Select Jurisdiction
CLE

Agenda

All times are shown in
  1. AI-Driven Reserves, Claim Valuation, and Settlement Recommendations

    1. Automated Intake, Triage, and Claim Prioritization
    2. AI and Claims Reserves: How Predictive Tools Are Changing the Calculation
    3. AI-Assisted Injury and Property Damage Valuation
    4. Predictive Models for Claim Severity and Litigation Outcomes
    5. AI-Generated Settlement Ranges and Negotiation Recommendations
    6. Challenging the Inputs, Assumptions, Comparables, and Outputs Behind a Valuation
  2. Demand Letters in the Age of AI: What Gets Results

    1. Will AI Read Your Demand? Strategies for the New Claims Process
    2. Tips for Using AI to Build the Demand
  3. AI-Assisted Claim Denials

    1. How Insurers Use AI to Analyze Policy Language and Determine Coverage
    2. Automated Coverage Flags, Exclusions, and Claim Recommendations
    3. Automated Fraud Detection and Suspicious-Claim Scoring
    4. AI-Drafted Reservation-of-Rights and Denial Letters
  4. Building and Defending the AI Bad-Faith Case (With Lessons From Case Law)

    1. When Reliance on AI Supports—or Doesn't Support—a Bad-Faith Theory
    2. Proving or Refuting Overreliance on Automated Recommendations
    3. Comparing AI Outputs With the Adjuster's Actions and Stated Reasons
    4. Human Review, Escalation, and Override Evidence
    5. Patterns Across Claims: Can Other AI-Assisted Decisions Come Into the Case?
    6. Vendor Errors and Allocation of Responsibility
  5. Discovery of AI-Assisted Claim Decisions

    1. Generative AI for Claim Summaries, Chronologies, Correspondence, and File Documentation
    2. The New Claims File: What Gets Recorded—and What May Exist Outside the Traditional File
    3. Red Flags That AI/Automated Decision-Making Was Used
    4. Interrogatories and Requests for Production - What to Request
    5. Adjuster Depositions and Rule 30(b)(6) Issues
    6. Vendor Discovery and Third-Party Subpoenas
    7. Preservation of AI Inputs, Outputs, Logs, and Other Records
    8. Getting AI Evidence Into—or Keeping It Out of—Court
  6. The Other Side of AI and Insurance: Coverage for AI-Related Losses

Who Should Attend

This course is designed for attorneys who handle insurance claims, coverage matters, or insurance coverage and bad faith litigation. Insurance professionals and paralegals may also benefit.

Speakers

Robert M Horkovich
Robert M.
Horkovich
Anderson Kill P.C.
Karin S Aldama
Karin S.
Aldama
Gallagher & Kennedy
Steven B Vinick
Steven B.
Vinick
Stein Sperling Bennett De Jong Driscoll, P.C.
Joshua C Offenhartz
Joshua C.
Offenhartz
Offenhartz Law PLLC
Jamie O’Neill
Jamie
O’Neill
Anderson Kill P.C.
Speaker bio
Robert M Horkovich

Robert M. Horkovich

Anderson Kill P.C.
Robert Horkovich

is the Managing Shareholder at Anderson Kill P.C. He is "the 'go-to person' in the area of insurance recovery," according to a client cited by Chambers USA, which has recognized Mr. Horkovich as a leading insurance recovery attorney every year since 2005. According to Chambers, Mr. Horkovich "has a strong ‘client-first’ attitude" and "is recognized in the market for his leading trial and negotiation skills, with an undisputed national presence." In 2025, he was named to Benchmark Litigation's Hall of Fame. He has obtained over $8 billion in settlements and judgments from insurance companies for his clients. Mr. Horkovich is a trial lawyer with substantial experience in trying complex insurance coverage actions on behalf of corporate policyholders and governmental entities. His victories include one of the top 10 jury verdicts in the United States, the top insurance recovery jury verdict in the United States, seven landmark state Supreme Court decisions, eight jury verdicts and nine bench trial decisions in favor of the policyholder. He also has represented The Port Authority of New York and New Jersey, San Diego Unified Port District, General Electric, Thiokol, Waste Management, Alcatel-Lucent, Garmin, SCI, Clorox (First Brands), Saks Fifth Avenue, NYU, Princeton University, United Bank, Spalding, Cascade, Tektronix, Maidenform, Bijan and Evander Holyfield. As to asbestos insurance recoveries, he represents the Trusts in the Kaiser-Gypsum, W.R. Grace, Owens Corning, Congoleum, Fuller-Austin, Swan Transportation (Tyler Pipe), and Asarco cases, and represented the Asbestos Claimants' Committee in the Federal Mogul, PPG/Pittsburgh Corning, and A.P. Green (GIT) bankruptcies. He is also a member of Anderson Kill’s White Collar Defense Group. He has extensive experience in antitrust matters, as well in criminal codes and the recovery of stolen assets, and has published extensively on antitrust matters. As a Captain in the USAF JAG Corp., he was a Special Assistant U.S. Attorney and in that role prosecuted more than 200 cases. He also was a Special Assistant District Attorney for Manhattan for the purposes of handling and arguing appeals of criminal convictions and successfully argued People v. Octavio Peck before the New York Court of Appeals winning an issue of constitutional law of first impression. He earned his B.S degree from Fordham University and his J.D degree from Fordham University School of Law.

Speaker bio
Karin S Aldama

Karin S. Aldama

Gallagher & Kennedy
Karin Aldama

is a shareholder at Gallagher & Kennedy. She helps corporate clients and governmental entities find insurance programs that meet their needs and assists them in obtaining the coverage to which their policies entitle them. Ms. Aldama's clients range from mid-size to Fortune 500 companies operating in a range of industries, including hospitality, finance, utilities, aerospace, and semiconductors. She conducts policy audits and assists in the policy-renewal process by conducting detailed reviews of proposed policies. In cases of loss, Ms. Aldama reviews policies for potential coverage, assists clients in navigating the claim process, and, if necessary, serves as counsel in coverage litigation. She has represented policyholders in complex insurance coverage matters involving environmental, director and officer, professional and general liability, cyber, property, and business interruption policies, among others. Ms. Aldama has prevailed in successful London arbitrations under the Bermuda Form. In addition, she has significant experience with complex commercial and appellate litigation. Ms. Aldama manages privilege law issues, including in the international context and for cross-border disputes. She also represents clients in alternative dispute resolution, with an emphasis on international and domestic arbitration. Before joining G&K, Ms. Aldama worked for 20 years at an AmLaw 50 firm and four years at a multi-national D.C.-based firm. She earned her B.A. degree, with honors, from National Louis University and her J.D. degree, summa cum laude, from Georgetown University.

Speaker bio
Steven B Vinick

Steven B. Vinick

Stein Sperling Bennett De Jong Driscoll, P.C.
Steven Vinick

is of counsel with the law firm of Stein Sperling Bennett De Jong Driscoll, P.C., with over 20 years of experience in the fields of personal injury law, medical malpractice, criminal defense, and general civil litigation. Mr. Vinick is a frequent lecturer on numerous topics including civil litigation, automobile claims, depositions, evidence, Medicare and criminal defense. Mr. Vinick speaks to many organizations such as the National Business Institute, the Maryland State Bar Association and The Federal Bar Association. He earned his B.A. degree, Phi Beta Kappa and magna cum laude, from the University of Maryland; and his J.D. degree, cum laude, from the University of Baltimore School of Law. Mr. Vinick is a member of the bar associations of Montgomery County, Maryland Montgomery County Bar Foundation (Bar Leader); Maryland State Bar Association (vice chair, Continuing Legal Education & Publications Committee); Prince George's County Bar Association (president (2025-2026)-president-elect (2024-2025)-Board of Directors-Executive Committee-Tort Law Committee co-chair-treasurer); The Bar Association of the District of Columbia, Washington D.C.; Trial Lawyers Association; Prince George's County, Judicial Nominating Commission; Maryland Association for Justice; and the American Association for Justice. Additionally, he is a member of the Multi-Million Dollar Advocates Forum and Million Dollar Advocates Forum. Mr. Vinick is licensed to practice law in Maryland, District of Columbia, Virginia, U.S. District Court, District of Maryland, U.S. District Court, District of Columbia, U.S. Court of Appeals, Fourth Circuit and the U.S. Supreme Court. He has been honored and awarded the Best Lawyers (2019-2026), Maryland Super Lawyer (2012-2026) (Top 100 Attorney in Maryland (2022-2025)), Washington D.C. Super Lawyer (2012-2023) Bethesda Magazine (Top Attorney (2019, 2021, 2023, 2025)), and the Best Attorneys of America, Lifetime Member Maryland Association of Justice (Trial Lawyer of the Year (2011).

Speaker bio
Joshua C Offenhartz

Joshua C. Offenhartz

Offenhartz Law PLLC
Joshua Offenhartz

is an attorney with Offenhartz Law PLLC. He is a business attorney who represents clients in the finance, medical, construction, real estate and culinary industries. Mr. Offenhartz has significant experience managing all phases of litigation, including preliminary investigations, discovery, depositions, settlement negotiations, mediation, motions for summary judgment, trial and appeals. Additionally, he serves as outside counsel for several small, medium and growing businesses that need day-to-day legal advice for their growing companies. Mr. Offenhartz is a member of Madison School District's Financial Advisory Board and a board member of the Desert States Region of Jewish National Fund. He supports the Phoenix Art Museum as a member of the Men's Art Council, and helps others by volunteering with Big Brothers and Big Sisters of Arizona, Saint Mary's Food Bank and the Wounded Warrior Project. Mr. Offenhartz earned his B.S. degree in public administration from the University of Arizona, and his master's and J.D. degrees from Arizona State University. He is licensed to practice law in Arizona; Southern District Court, District of Arizona; and Southern Court of Appeals, Ninth Circuit.

Speaker bio
Jamie O’Neill

Jamie O’Neill

Anderson Kill P.C.
Jamie O’Neill

is an attorney at Anderson Kill P.C. She is an attorney in Anderson Kill's New York office. Ms. O'Neill focuses her practice on insurance recovery, exclusively representing policyholders, with a developing focus in artificial intelligence and emerging technology risks. She serves as co-chair of Anderson Kill's Artificial Intelligence Group. Before entering law school, Ms. O'Neill earned her Bachelor of Science in Computational and Statistical Methodologies in Political Science from The Ohio State University, where she concentrated on machine learning, data visualization, and the algorithmic analysis of political systems. Her research involved developing models to analyze the formation of ideological groups and the breakdown of democratic systems in Latin and South America. This work emphasized the experiences of marginalized political communities and demonstrated how quantitative tools can reveal systemic patterns in governance and repression. Ms. O'Neill continued this focus at Fordham University School of Law, where she was named a Crowley Scholar in International Human Rights and served as a research assistant at the Leitner Center for International Law and Justice. While at Fordham, she was also the Online Editor of the Fordham Intellectual Property, Media & Entertainment Law Journal, a participant in the Mediation Clinic, and a mentor through the school's International Student Program. Since joining Anderson Kill as a summer associate, Ms. O'Neill has written extensively on the legal and insurance implications of artificial intelligence. Her work explores how emerging technologies are reshaping risk allocation, claims handling, and policy interpretation. She co-authored "A Primer on AI's Technical Foundations, Legal Implications, and Insurance Coverage" for LexisNexis - Lexis’s first insurance-focused generative AI publication - written in collaboration with a technical expert in the field. The primer offers foundational guidance for attorneys and risk professionals navigating the evolving legal and liability landscape surrounding AI.

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