Elder Law

Live Online

ABLE Accounts: Rules, Planning, and Pitfalls

Credits Available
Credit Status Total
Alaska CLE Reciprocity 1.5 Total
Alabama CLE Approved 1.5 Total
Arkansas CLE Approved 1.5 Total
Arizona CLE Approved 1.5 Total
California CLE Approved 1.5 Total
Colorado CLE Approved 2 Total
Connecticut CLE Approved 1.5 Total
Delaware CLE Approved 1.5 Total
Florida CLE Approved 2 Total
Georgia CLE Approved 1.5 Total
Hawaii CLE Approved 1.5 Total
Iowa CLE Upon Request 1.5 Total
Idaho CLE Pending 1.5 Total
Illinois CLE Approved 1.5 Total
Indiana CLE Approved 1.5 Total
Kansas CLE Approved 1.5 Total
Kentucky CLE Approved 1.5 Total
Maine CLE Approved 1.5 Total
Minnesota CLE Pending 1.5 Total
Missouri CLE Approved 1.8 Total
Northern Mariana Islands CLE Approved 1.5 Total
Montana CLE Approved 1.5 Total
North Carolina CLE Approved 1.5 Total
Nebraska CLE Approved 1.5 Total
New Hampshire CLE Approved 1.5 Total
New Jersey CLE Approved 1.8 Total
New Mexico CLE Approved 1.5 Total
Nevada CLE Approved 1.5 Total
New York CLE Approved 1.5 Total
Ohio CLE Pending 1.5 Total
Oklahoma CLE Approved 2 Total
Oregon CLE Pending 1.5 Total
Pennsylvania CLE Approved 1.5 Total
Rhode Island CLE Upon Request 1.5 Total
South Carolina CLE Approved 1.5 Total
Tennessee CLE Approved 1.5 Total
Texas CLE Approved 1.5 Total
Utah CLE Approved 1.5 Total
Virginia CLE Approved 1.5 Total
Vermont CLE Approved 1.5 Total
Washington CLE Approved 1.5 Total
Wisconsin CLE Approved 1.5 Total
West Virginia CLE Approved 1.8 Total
Wyoming CLE Upon Request 1.5 Total
New York CPE for Accountants Approved 1.5 Total
CPE for Accountants/NASBA Approved 1.5 Total
Live Online
1 hours 30 minutes
Stephen Silverstein
With Stephen R. Silverstein from Tiveron Law PLLC

Fri, Feb 12, 00:00 AM – 00:00 PM

Product ID 103083

Register For Course

Course Includes
$259

Live Webinar Registration

OnDemand Recording

Course Book Download

OnDemand content will be available within 7 days of event date.

Overview

Help Clients Build Savings Without Putting Their Benefits at Risk

Your client's family wants to set money aside for a loved one with a disability, but every dollar feels like a threat to the benefits that person depends on. ABLE accounts solve that problem elegantly - and eligibility has expanded to reach a far larger group of people than ever before, which means these accounts are showing up in your practice whether or not you went looking for them. The devil is in the details, however. A housing distribution taken in the wrong month, a balance that drifts past the SSI threshold, a second account opened by a well-meaning relative, or a special needs trust that was never coordinated with the ABLE account can quietly cost your client benefits, trigger tax penalties, or expose savings to a state claim at death.

This focused 90-minute program gives you a working command of Section 529A from eligibility through wind-down, with the practical judgment calls spelled out at each step. You will leave able to identify which clients qualify, open and fund accounts correctly, document distributions that will hold up, and position the ABLE account alongside first-party and third-party trusts with confidence. Register today!

  • Get current on expanded ABLE eligibility and identify which of your clients now qualify.
  • Open and fund accounts correctly, from signature authority to contribution limits.
  • Know exactly which expenses qualify - and which distributions create tax problems.
  • Coordinate ABLE accounts with SSI, Medicaid, and special needs trusts.
  • Sidestep the payback, recertification, and wind-down traps that catch planners.

Abbreviated Agenda

  1. ABLE Account Fundamentals and Eligibility
    1. Section 529A in Brief: What an ABLE Account Is, and What It Is Not
    2. The Expanded Age of Onset Threshold and Disability Certification
    3. Choosing a State Program: Fees, Investment Menus, and Nationwide Enrollment
    4. Client Screening: When an ABLE Account Is the Right Tool - and When It Is Not
  2. Establishing and Funding the Account
    1. Who May Open the Account: Beneficiary, Agent, Guardian, and the Successor Hierarchy
    2. Signature Authority, Recordkeeping Duties, and Fiduciary Exposure
    3. Contribution Limits, Excess Contributions, and the One-Account Rule
    4. ABLE to Work, the Saver's Credit, and 529 to ABLE Rollovers
  3. Qualified Disability Expenses and Distribution Discipline
    1. How Qualified Disability Expenses Are Defined - and How Broadly
    2. Housing Distributions and the Timing Rules That Trip Them Up
    3. Substantiation: Building a Record That Survives Review
    4. Non-Qualified Distributions: Income Tax, the Additional Tax, and Benefit Fallout
  4. Coordinating With Public Benefits and Special Needs Trusts
    1. The SSI Resource Exclusion and the Suspension Threshold
    2. Medicaid, SNAP, and HUD Housing Interactions
    3. First-Party vs. Third-Party Special Needs Trusts: Choosing and Layering
    4. Directing Trust Distributions Into an ABLE Account
  5. Pitfalls, Payback, and Account Wind-Down
    1. Medicaid Recovery at Death: The Statutory Claim vs. Actual State Practice
    2. Beneficiary Changes, Rollovers, and Account Termination
    3. Top Advising Mistakes to Avoid

Can't Attend Live?

Get the OnDemand Instead

Watch the recording of this event on your own schedule. We'll notify you when its ready.

Related Topics

Product ID 103083

Credit Details

Credits Available
Credit Status Total
Alaska CLE Reciprocity 1.5 Total
Alabama CLE Approved 1.5 Total
Arkansas CLE Approved 1.5 Total
Arizona CLE Approved 1.5 Total
California CLE Approved 1.5 Total
Colorado CLE Approved 2 Total
Connecticut CLE Approved 1.5 Total
Delaware CLE Approved 1.5 Total
Florida CLE Approved 2 Total
Georgia CLE Approved 1.5 Total
Hawaii CLE Approved 1.5 Total
Iowa CLE Upon Request 1.5 Total
Idaho CLE Pending 1.5 Total
Illinois CLE Approved 1.5 Total
Indiana CLE Approved 1.5 Total
Kansas CLE Approved 1.5 Total
Kentucky CLE Approved 1.5 Total
Maine CLE Approved 1.5 Total
Minnesota CLE Pending 1.5 Total
Missouri CLE Approved 1.8 Total
Northern Mariana Islands CLE Approved 1.5 Total
Montana CLE Approved 1.5 Total
North Carolina CLE Approved 1.5 Total
Nebraska CLE Approved 1.5 Total
New Hampshire CLE Approved 1.5 Total
New Jersey CLE Approved 1.8 Total
New Mexico CLE Approved 1.5 Total
Nevada CLE Approved 1.5 Total
New York CLE Approved 1.5 Total
Ohio CLE Pending 1.5 Total
Oklahoma CLE Approved 2 Total
Oregon CLE Pending 1.5 Total
Pennsylvania CLE Approved 1.5 Total
Rhode Island CLE Upon Request 1.5 Total
South Carolina CLE Approved 1.5 Total
Tennessee CLE Approved 1.5 Total
Texas CLE Approved 1.5 Total
Utah CLE Approved 1.5 Total
Virginia CLE Approved 1.5 Total
Vermont CLE Approved 1.5 Total
Washington CLE Approved 1.5 Total
Wisconsin CLE Approved 1.5 Total
West Virginia CLE Approved 1.8 Total
Wyoming CLE Upon Request 1.5 Total
New York CPE for Accountants Approved 1.5 Total
CPE for Accountants/NASBA Approved 1.5 Total

Credit Details by Jurisdiction

Live Webinar Registration

CLE Credits
Alaska CLE Reciprocity · 1.5 Total Credits

Live - Alaska CLE - 1.5: Alaska Bar members may claim credit for attending CLE programs that have been accredited by other mandatory CLE jurisdictions. This program qualifies for 1.50 hours of credit, which includes 1.50 hours of MCLE credit and 0.0 hour of MECLE credit.

Alabama CLE Approved · 1.5 Total Credits

Live - Alabama CLE - 1.5: This course or a portion thereof has been approved by the Alabama State Bar Mandatory Continuing Legal Education Commission for a maximum of 1.50 credit hours, including 0.0 ethics/professionalism credit.

Arkansas CLE Approved · 1.5 Total Credits

Live - Arkansas CLE - 1.5: NBI, Inc. is an accredited sponsor in the state of Arkansas. This program is approved for 1.50 hours of continuing legal education credit, including 0.0 hour of ethics, consistent with the rules and regulations of the Arkansas Supreme Court of Professional Programs.

Arizona CLE Approved · 1.5 Total Credits

Live - Arizona CLE - 1.5: The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity qualifies for 1.50 hours toward your annual CLE requirement for the State of Arizona, including 0.0 hour of professional responsibility.

California CLE Approved · 1.5 Total Credits

Live - California CLE - 1.5: This activity has been approved for Minimum Continuing Legal Education credit by the State Bar of California in the amount of 1.50 hours, of which 0.0 hour will apply to legal ethics. NBI, Inc. certifies this activity conforms to the standards for approved education activities prescribed by the rules and regulations of the State Bar of California governing minimum continuing legal education. NBI, Inc. is a State Bar of California approved MCLE provider - #53.

Colorado CLE Approved · 2 Total Credits

Live - Colorado CLE - 2: NBI, Inc. is a Certified Provider, as recognized by the Colorado Supreme Court Continuing Legal and Judicial Education Committee. This program has been accredited for 2.0 hours of General Colorado Continuing Legal Education Credit, including 0.0 professional responsibility credit.

Connecticut CLE Approved · 1.5 Total Credits

Live - Connecticut CLE - 1.5: Neither the Connecticut Judicial Branch nor the Commission on Minimum Continuing Legal Education approve or accredit CLE providers or activities. It is the opinion of NBI, Inc. that this activity qualifies for 1.50 hours toward your annual CLE requirement in Connecticut, including 0.0 hour(s) of ethics/professionalism.

Delaware CLE Approved · 1.5 Total Credits

Live - Delaware CLE - 1.5: NBI, Inc. is an accredited sponsor of the Delaware Commission on Continuing Legal Education and recommends this program for 1.50 hours of eCLE credit, including 0.0 hour of ethics.

Florida CLE Approved · 2 Total Credits

Live - Florida CLE - 2: Approved by The Florida Bar for a maximum of 2.0 general hours of CLER credit including 0.0 hour of professional responsibility (may include legal ethics, professionalism, substance abuse or mental illness and wellness programs).

Georgia CLE Approved · 1.5 Total Credits

Live - Georgia CLE - 1.5: This program is approved by the Commission on Continuing Lawyer Competency of the State Bar of Georgia. This program qualifies for 1.50 hours of distance learning continuing legal education credit with the Georgia Commission on Continuing Lawyer Competency, which includes 0.0 hour of distance learning ethics.

Hawaii CLE Approved · 1.5 Total Credits

Live - Hawaii CLE - 1.5: NBI, Inc. is an Accredited Provider with the Hawaii State Board of Continuing Legal Education. This alternative format activity has been approved for 1.50 hours of credit for the state of Hawaii, which includes 0.0 hour of ethics or professional responsibility education.

Iowa CLE Upon Request · 1.5 Total Credits

Live - Iowa CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Idaho CLE Pending · 1.5 Total Credits

Live - Idaho CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Illinois CLE Approved · 1.5 Total Credits

Live - Illinois CLE - 1.5: This program has been approved by the Illinois MCLE Board for 1.50 hours of CLE credit, which includes approval for 0.0 hour of legal ethics, civility, professionalism CLE credit by the Illinois Supreme Court Commission on Professionalism.

Indiana CLE Approved · 1.5 Total Credits

Live - Indiana CLE - 1.5: This course has been approved by the Indiana Supreme Court Office of Admissions & Continuing Education. Participating attorneys are eligible to receive 1.50 hours of distance education, which includes 0.0 hour of ethics.

Kansas CLE Approved · 1.5 Total Credits

Live - Kansas CLE - 1.5: Approved by Kansas CLE for 1.50 hours of continuing legal education credit, which includes 0.0 hour of ethics and professionalism credit.

Kentucky CLE Approved · 1.5 Total Credits

Live - Kentucky CLE - 1.5: This activity has been approved by the Kentucky Bar Association Continuing Legal Education Commission for a maximum of 1.50 credits, including 0.0 ethics credits.

Maine CLE Approved · 1.5 Total Credits

Live - Maine CLE - 1.5: This course has been approved by the State of Maine Board of Overseers of the Bar. Lawyers who complete this course shall receive 1.50 hours of CLE credit including 0.0 ethics hours.

Minnesota CLE Pending · 1.5 Total Credits

Live - Minnesota CLE - 1.5: This program has been submitted to the Minnesota Board of Continuing Legal Education. Approval pending.

Missouri CLE Approved · 1.8 Total Credits

Live - Missouri CLE - 1.8: NBI, Inc. is an accredited sponsor with Missouri Minimum Continuing Legal Education. This program qualifies for 1.80 hours of CLE credit, which includes 0.0 hour of ethics, professionalism or malpractice prevention credit.

Northern Mariana Islands CLE Approved · 1.5 Total Credits

Live - Northern Mariana Islands CLE - 1.5: This course has been approved by the Commonwealth of the Northern Mariana Islands. Lawyers who complete this course shall receive 1.50 hours of CLE credit.

Montana CLE Approved · 1.5 Total Credits

Live - Montana CLE - 1.5: Approved for 1.50 hours of CLE credit by the Montana Commission of Continuing Legal Education, including 0.0 hour of professional fitness and integrity credit.

North Carolina CLE Approved · 1.5 Total Credits

Live - North Carolina CLE - 1.5: NBI, Inc. is an accredited sponsor with the North Carolina State Board of Continuing Legal Education. Attendance of this program will result in 1.50 hours of CLE credit, including 0.0 professional responsibility.

Nebraska CLE Approved · 1.5 Total Credits

Live - Nebraska CLE - 1.5: NBI, Inc. is an accredited CLE sponsor in the state of Nebraska. This activity has been approved for 1.50 distance learning CLE credits, including 0.0 hour of professional responsibility credit.

New Hampshire CLE Approved · 1.5 Total Credits

Live - New Hampshire CLE - 1.5: NHMCLE does not approve or accredit CLE activities for the NH Minimum CLE requirement. NBI, Inc. believes this course meets the requirements of NH Supreme Court Rule 53 toward the annual NHMCLE requirement.

New Jersey CLE Approved · 1.8 Total Credits

Live - New Jersey CLE - 1.8: This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 1.80 hours of total CLE credit. Of these, 0.0 qualifies as hours of credit for ethics/professionalism.

New Mexico CLE Approved · 1.5 Total Credits

Live - New Mexico CLE - 1.5: This program has been approved by the Board of Bar Commissioners of the State Bar of New Mexico for 1.50 hours of credit, including 0.0 hour of ethics.

Nevada CLE Approved · 1.5 Total Credits

Live - Nevada CLE - 1.5: This course has been approved by the Nevada Board of Continuing Legal Education. This program qualifies for 1.50 hours of alternative format CLE credits by the Nevada Board of Continuing Legal Education, which includes 0.0 hour of alternative format ethical considerations.

New York CLE Approved · 1.5 Total Credits
  • 1.5 Areas of Professional Practice

Live - New York CLE - 1.5: This course has been approved in accordance with the requirements of the New York State Continuing Legal Education Board for a maximum of 1.50 credit hours. 1.50 hours can be applied to the areas of professional practice requirement. This nontraditional format program is approved for newly admitted attorneys. NBI, Inc. offers a Financial Hardship Policy for qualifying individuals. To apply, please submit a request via email to our Tuition Discount Committee at customerservice@nbi-sems.com.

Ohio CLE Pending · 1.5 Total Credits

Live - Ohio CLE - 1.5: This course has been submitted to the Supreme Court of Ohio Commission on Continuing Legal Education for review.

Oklahoma CLE Approved · 2 Total Credits

Live - Oklahoma CLE - 2: This course has been approved by the Oklahoma Bar Association Mandatory Continuing Legal Education Commission for 2.0 hours of CLE credit, which includes 0.0 hour of legal ethics.

Oregon CLE Pending · 1.5 Total Credits

Live - Oregon CLE - 1.5: This program has been submitted to the Oregon MCLE.

Pennsylvania CLE Approved · 1.5 Total Credits

Live - Pennsylvania CLE - 1.5: This program has been approved by the Pennsylvania Continuing Legal Education Board for a total of 1.50 hours, including 1.50 hours of substantive law, practice and procedure CLE credit and 0.0 hour of ethics, professionalism or substance abuse CLE credit.

Rhode Island CLE Upon Request · 1.5 Total Credits

Live - Rhode Island CLE - 1.5: NBI is an accredited sponsor with the Rhode Island MCLE Commission. Upon course completion and credit request submittal, an application will be submitted to the Rhode Island MCLE Commission.

South Carolina CLE Approved · 1.5 Total Credits

Live - South Carolina CLE - 1.5: This course is accredited by the South Carolina Commission on Continuing Legal Education and Specialization for 1.50 alternatively delivered hours, of which 0.0 hour relates to legal ethics and professional responsibility.

Tennessee CLE Approved · 1.5 Total Credits

Live - Tennessee CLE - 1.5: This course has been approved by the Tennessee Commission on Continuing Legal Education for a maximum of 1.50 hours of Distance Learning credit, including 0.0 hour of ethics/professionalism (EP) credit.

Texas CLE Approved · 1.5 Total Credits

Live - Texas CLE - 1.5: This course is accredited for Minimum Continuing Legal Education credit by the State Bar of Texas Committee on MCLE in the amount of 1.50 credit hours, of which 0.0 credit hour will apply to legal ethics/professional responsibility credit. Hours in attendance at National Business Institute CLE seminars may be applied to the minimum Judicial Education requirement.

Utah CLE Approved · 1.5 Total Credits

Live - Utah CLE - 1.5: National Business Institute is an approved "presumptive provider" with the Utah State Board of Continuing Legal Education. This program qualifies for a maximum of 1.50 hours of Live CLE credit for Utah attorneys, which includes 0.0 hour of ethics credit.

Virginia CLE Approved · 1.5 Total Credits

Live - Virginia CLE - 1.5: This course has been approved by the Virginia Mandatory Continuing Legal Education Board for 1.50 hours of credit, of which 0.0 hour will also apply in the area of legal ethics or professionalism.

Vermont CLE Approved · 1.5 Total Credits

Live - Vermont CLE - 1.5: This course has been approved by the Vermont Board of Mandatory Continuing Legal Education for 1.50 hours of credit, including 0.0 hour of ethics.

Washington CLE Approved · 1.5 Total Credits

Live - Washington CLE - 1.5: Approved for 1.50 hours of Washington continuing legal education credit, which includes 1.50 hours of Law and Legal Procedure and 0.0 hour of ethics and professional responsibility.

Wisconsin CLE Approved · 1.5 Total Credits

Live - Wisconsin CLE - 1.5: Approved for 1.50 hours of CLE credit by the Board of Bar Examiners, including 0.0 hour of ethics and professional responsibility (EPR) credit.

West Virginia CLE Approved · 1.8 Total Credits

Live - West Virginia CLE - 1.8: This program qualifies for 1.80 hours of credit, which includes 0.0 hour of ethics, under the West Virginia Rules for Mandatory Continuing Legal Education.

Wyoming CLE Upon Request · 1.5 Total Credits

Live - Wyoming CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Other Credits
New York CPE for Accountants Approved · 1.5 Total Credits
  • 1.5 Advisory Services

Live - New York CPE for Accountants - 1.5: National Business Institute is an approved sponsor with the New York State Board of Public Accountancy. This program is designed to qualify for 1.50 hours of CPE credit for accountants (Sponsor License # 000232).

CPE for Accountants/NASBA Approved · 1.5 Total Credits
  • 1.5 Specialized Knowledge

Live - CPE for Accountants/NASBA - 1.5: NBI, Inc. is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org. This program is designed to qualify for 1.50 hours (based on 50 minute credit hour) of continuing professional education credit for accountants. For more information regarding administrative policies such as complaint, refund and program cancellation, please contact our offices at (800) 930-6182.

OnDemand Video

CLE Credits
Alaska CLE Reciprocity · 1.5 Total Credits

Earn Until

OnDemand - Alaska CLE - 1.5: Alaska Bar members may claim credit for attending CLE programs that have been accredited by other mandatory CLE jurisdictions. This program qualifies for 1.50 hours of credit, which includes 1.50 hours of MCLE credit and 0.0 hour of MECLE credit.

Video Download - Alaska CLE - 1.5: Alaska Bar members may claim credit for attending CLE programs that have been accredited by other mandatory CLE jurisdictions. This program qualifies for 1.50 hours of credit, which includes 1.50 hours of MCLE credit and 0.0 hour of MECLE credit.

Alabama CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Alabama CLE - 1.5: This course or a portion thereof has been approved by the Alabama State Bar Mandatory Continuing Legal Education Commission for a maximum of 1.50 on-demand credit hours, including 0.0 ethics/professionalism credit.

Arkansas CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Arkansas CLE - 1.5: NBI, Inc. is an accredited sponsor in the state of Arkansas. This program qualifies for 1.50 hours of on demand continuing legal education credit, including 0.0 hour of ethics, consistent with the rules and regulations of the Arkansas Supreme Court of Professional Programs.

Video Download - Arkansas CLE - 1.5: NBI, Inc. is an accredited sponsor in the state of Arkansas. This program qualifies for 1.50 hours of on demand continuing legal education credit, including 0.0 hour of ethics, consistent with the rules and regulations of the Arkansas Supreme Court of Professional Programs.

Arizona CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Arizona CLE - 1.5: The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity qualifies for 1.50 hours toward your annual CLE requirement for the State of Arizona, including 0.0 hour of professional responsibility.

Video Download - Arizona CLE - 1.5: The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity qualifies for 1.50 hours toward your annual CLE requirement for the State of Arizona, including 0.0 hour of professional responsibility.

California CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - California CLE - 1.5: This activity has been approved for Minimum Continuing Legal Education credit by the State Bar of California and qualifies for 1.50 hours of participatory credit, of which 0.0 hour will apply to legal ethics credit. NBI, Inc. certifies this activity conforms to the standards for approved education activities prescribed by the rules and regulations of the State Bar of California governing minimum continuing legal education. NBI, Inc. is a State Bar of California approved MCLE provider - #53.

Video Download - California CLE - 1.5: This activity has been approved for Minimum Continuing Legal Education credit by the State Bar of California and qualifies for 1.50 hours of self-study credit, of which 0.0 hour will apply to legal ethics credit. NBI, Inc. certifies this activity conforms to the standards for approved education activities prescribed by the rules and regulations of the State Bar of California governing minimum continuing legal education. NBI, Inc. is a State Bar of California approved MCLE provider - #53.

Colorado CLE Approved · 2 Total Credits

Earn Until

OnDemand - Colorado CLE - 2: NBI, Inc. is a Certified Provider, as recognized by the Colorado Supreme Court Continuing Legal and Judicial Education Committee. This program qualifies for 2.0 hours of home study general Colorado Continuing Legal Education Credit, including 0.0 professional responsibility credit.

Video Download - Colorado CLE - 2: NBI, Inc. is a Certified Provider, as recognized by the Colorado Supreme Court Continuing Legal and Judicial Education Committee. This program qualifies for 2.0 hours of home study general Colorado Continuing Legal Education Credit, including 0.0 professional responsibility credit.

Connecticut CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Connecticut CLE - 1.5: Neither the Connecticut Judicial Branch nor the Commission on Minimum Continuing Legal Education approve or accredit CLE providers or activities. It is the opinion of NBI, Inc. that this activity qualifies for 1.50 self-study hours toward your annual CLE requirement in Connecticut, including 0.0 self-study hour(s) of ethics/professionalism.

Video Download - Connecticut CLE - 1.5: Neither the Connecticut Judicial Branch nor the Commission on Minimum Continuing Legal Education approve or accredit CLE providers or activities. It is the opinion of NBI, Inc. that this activity qualifies for 1.50 self-study hours toward your annual CLE requirement in Connecticut, including 0.0 self-study hour(s) of ethics/professionalism.

Delaware CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Delaware CLE - 1.5: NBI, Inc. is an accredited sponsor of the Delaware Commission on Continuing Legal Education and recommends this program for 1.50 hours of eCLE credit, including 0.0 hour of ethics.

Florida CLE Approved · 2 Total Credits

Earn Until

OnDemand - Florida CLE - 2: Approved by The Florida Bar, this program qualifies for 2.0 general hours of CLER self-study credit including 0.0 hour of self-study professional responsibility (may include legal ethics, professionalism, substance abuse or mental illness and wellness programs).

Video Download - Florida CLE - 2: Approved by The Florida Bar, this program qualifies for 2.0 general hours of CLER self-study credit including 0.0 hour of self-study professional responsibility (may include legal ethics, professionalism, substance abuse or mental illness and wellness programs).

Georgia CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Georgia CLE - 1.5: This program is approved by the Commission on Continuing Lawyer Competency of the State Bar of Georgia. This program qualifies for 1.50 hours of distance learning continuing legal education credit with the Georgia Commission on Continuing Lawyer Competency, which includes 0.0 hour of distance learning ethics.

Video Download - Georgia CLE - 1.5: This program is approved by the Commission on Continuing Lawyer Competency of the State Bar of Georgia. This program qualifies for 1.50 hours of distance learning continuing legal education credit with the Georgia Commission on Continuing Lawyer Competency, which includes 0.0 hour of distance learning ethics.

Hawaii CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Hawaii CLE - 1.5: NBI, Inc. is an Accredited Provider with the Hawaii State Board of Continuing Legal Education. This alternative format activity has been approved for 1.50 hours of credit for the state of Hawaii, which includes 0.0 hour of ethics or professional responsibility education.

Video Download - Hawaii CLE - 1.5: NBI, Inc. is an Accredited Provider with the Hawaii State Board of Continuing Legal Education. This alternative format activity has been approved for 1.50 hours of credit for the state of Hawaii, which includes 0.0 hour of ethics or professional responsibility education.

Iowa CLE Upon Request · 1.5 Total Credits

Earn Until

OnDemand - Iowa CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Idaho CLE Pending · 1.5 Total Credits

OnDemand - Idaho CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Video Download - Idaho CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Illinois CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Illinois CLE - 1.5: This program has been approved by the Illinois MCLE Board for 1.50 hours of recorded technology CLE credit, which includes approval for 0.0 hour of legal ethics, civility, professionalism CLE credit by the Illinois Supreme Court Commission on Professionalism.

Video Download - Illinois CLE - 1.5: This program has been approved by the Illinois MCLE Board for 1.50 hours of recorded technology CLE credit, which includes approval for 0.0 hour of legal ethics, civility, professionalism CLE credit by the Illinois Supreme Court Commission on Professionalism.

Indiana CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Indiana CLE - 1.5: This course has been approved by the Indiana Supreme Court Office of Admissions & Continuing Education. Participating attorneys are eligible to receive 1.50 hours of distance education, which includes 0.0 hour of ethics.

Kansas CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Kansas CLE - 1.5: Approved by Kansas CLE for 1.50 hours of prerecorded format continuing legal education credit, which includes 0.0 hour of ethics and professionalism credit.

Video Download - Kansas CLE - 1.5: Approved by Kansas CLE for 1.50 hours of prerecorded format continuing legal education credit, which includes 0.0 hour of ethics and professionalism credit.

Kentucky CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Kentucky CLE - 1.5: This program has been approved as a technological CLE activity by the Kentucky Bar Association Continuing Legal Education Commission and qualifies for 1.50 credits, including 0.0 ethics credits.

Video Download - Kentucky CLE - 1.5: This program has been approved as a technological CLE activity by the Kentucky Bar Association Continuing Legal Education Commission and qualifies for 1.50 credits, including 0.0 ethics credits.

Maine CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Maine CLE - 1.5: This course has been approved by the State of Maine Board of Overseers of the Bar. Lawyers who complete this course will receive 1.50 hours of self-study CLE credit.

Video Download - Maine CLE - 1.5: This course has been approved by the State of Maine Board of Overseers of the Bar. Lawyers who complete this course will receive 1.50 hours of self-study CLE credit.

Minnesota CLE Pending · 1.5 Total Credits

OnDemand - Minnesota CLE - 1.5: This program has been submitted to the Minnesota Board of Continuing Legal Education. Approval pending.

Video Download - Minnesota CLE - 1.5: This program has been submitted to the Minnesota Board of Continuing Legal Education. Approval pending.

Missouri CLE Approved · 1.8 Total Credits

Earn Until

OnDemand - Missouri CLE - 1.8: NBI, Inc. is an accredited sponsor with Missouri Minimum Continuing Legal Education. This program qualifies for 1.80 self-study CLE credit hours.

Video Download - Missouri CLE - 1.8: NBI, Inc. is an accredited sponsor with Missouri Minimum Continuing Legal Education. This program qualifies for 1.80 self-study CLE credit hours.

Northern Mariana Islands CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Northern Mariana Islands CLE - 1.5: This course has been approved by the Commonwealth of the Northern Mariana Islands. Lawyers who complete this course shall receive 1.50 hours of self-study CLE credit.

Video Download - Northern Mariana Islands CLE - 1.5: This course has been approved by the Commonwealth of the Northern Mariana Islands. Lawyers who complete this course shall receive 1.50 hours of self-study CLE credit.

Montana CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Montana CLE - 1.5: This program qualifies for 1.50 hours of self-study CLE credit by the Montana Commission of Continuing Legal Education, including 0.0 hour of professional fitness and integrity credit.

Video Download - Montana CLE - 1.5: This program qualifies for 1.50 hours of self-study CLE credit by the Montana Commission of Continuing Legal Education, including 0.0 hour of professional fitness and integrity credit.

North Carolina CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - North Carolina CLE - 1.5: NBI, Inc. is an accredited sponsor with the North Carolina State Board of Continuing Legal Education. Attendance of this program qualifies for 1.50 hours of online CLE credit, including 0.0 professional responsibility.

Video Download - North Carolina CLE - 1.5: NBI, Inc. is an accredited sponsor with the North Carolina State Board of Continuing Legal Education. Attendance of this program qualifies for 1.50 hours of online CLE credit, including 0.0 professional responsibility.

Nebraska CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Nebraska CLE - 1.5: NBI, Inc. is an accredited CLE sponsor in the state of Nebraska. This activity has been approved for 1.50 distance learning CLE credits, including 0.0 hour of professional responsibility credit.

Video Download - Nebraska CLE - 1.5: NBI, Inc. is an accredited CLE sponsor in the state of Nebraska. This activity has been approved for 1.50 distance learning CLE credits, including 0.0 hour of professional responsibility credit.

New Hampshire CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - New Hampshire CLE - 1.5: NHMCLE does not approve or accredit CLE activities for the NH Minimum CLE requirement. NBI, Inc. believes this course meets the requirements of NH Supreme Court Rule 53 toward the annual NHMCLE requirement.

Video Download - New Hampshire CLE - 1.5: NHMCLE does not approve or accredit CLE activities for the NH Minimum CLE requirement. NBI, Inc. believes this course meets the requirements of NH Supreme Court Rule 53 toward the annual NHMCLE requirement.

New Jersey CLE Approved · 1.8 Total Credits

Earn Until

OnDemand - New Jersey CLE - 1.8: This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 1.80 hours of alternative format CLE credit. Of these, 0.0 qualifies as hours of alternative learning format credit for ethics/professionalism.

Video Download - New Jersey CLE - 1.8: This program has been approved by the Board on Continuing Legal Education of the Supreme Court of New Jersey for 1.80 hours of alternative format CLE credit. Of these, 0.0 qualifies as hours of alternative learning format credit for ethics/professionalism.

New Mexico CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - New Mexico CLE - 1.5: This program has been approved by the Board of Bar Commissioners of the State Bar of New Mexico. This program qualifies for 1.50 hours of self-study credit, including 0.0 hour of self-study ethics credit.

Video Download - New Mexico CLE - 1.5: This program has been approved by the Board of Bar Commissioners of the State Bar of New Mexico. This program qualifies for 1.50 hours of self-study credit, including 0.0 hour of self-study ethics credit.

Nevada CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Nevada CLE - 1.5: This course has been approved by the Nevada Board of Continuing Legal Education. This program qualifies for 1.50 hours of alternative format CLE credits by the Nevada Board of Continuing Legal Education, which includes 0.0 hour of alternative format ethical considerations.

Video Download - Nevada CLE - 1.5: This course has been approved by the Nevada Board of Continuing Legal Education. This program qualifies for 1.50 hours of alternative format CLE credits by the Nevada Board of Continuing Legal Education, which includes 0.0 hour of alternative format ethical considerations.

New York CLE Approved · 1.5 Total Credits
  • 1.5 Areas of Professional Practice

Earn Until

OnDemand - New York CLE - 1.5: This nontraditional format course has been approved in accordance with the requirements of the New York State Continuing Legal Education Board for up to 1.50 credit hours. 1.50 hours can be applied to the areas of professional practice requirement and is approved for newly admitted attorneys. NBI, Inc. offers a Financial Hardship Policy for qualifying individuals. To apply, please submit a request via email to our Tuition Discount Committee at customerservice@nbi-sems.com.

Video Download - New York CLE - 1.5: This nontraditional format course has been approved in accordance with the requirements of the New York State Continuing Legal Education Board for up to 1.50 credit hours. 1.50 hours can be applied to the areas of professional practice requirement and is approved for newly admitted attorneys. NBI, Inc. offers a Financial Hardship Policy for qualifying individuals. To apply, please submit a request via email to our Tuition Discount Committee at customerservice@nbi-sems.com.

Ohio CLE Pending · 1.5 Total Credits

OnDemand - Ohio CLE - 1.5: This course has been submitted to the Supreme Court of Ohio Commission on Continuing Legal Education for review.

Video Download - Ohio CLE - 1.5: This course has been submitted to the Supreme Court of Ohio Commission on Continuing Legal Education for review.

Oklahoma CLE Approved · 2 Total Credits

Earn Until

OnDemand - Oklahoma CLE - 2: This course has been approved by the Oklahoma Bar Association Mandatory Continuing Legal Education Commission. This program qualifies for 2.0 of On Demand CLE credit hours, which includes 0.0 hour of legal ethics.

Video Download - Oklahoma CLE - 2: This course has been approved by the Oklahoma Bar Association Mandatory Continuing Legal Education Commission. This program qualifies for 2.0 of On Demand CLE credit hours, which includes 0.0 hour of legal ethics.

Oregon CLE Pending · 1.5 Total Credits

OnDemand - Oregon CLE - 1.5: This program has been submitted to the Oregon MCLE.

Video Download - Oregon CLE - 1.5: This program has been submitted to the Oregon MCLE.

Pennsylvania CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Pennsylvania CLE - 1.5: This program has been approved by the Pennsylvania Continuing Legal Education Board. This program qualifies for 1.50 hours of distance learning credit, including 1.50 hours of substantive law, practice and procedure CLE credit and 0.0 hour of ethics, professionalism or substance abuse distance learning CLE credit.

Video Download - Pennsylvania CLE - 1.5: This program has been approved by the Pennsylvania Continuing Legal Education Board. This program qualifies for 1.50 hours of distance learning credit, including 1.50 hours of substantive law, practice and procedure CLE credit and 0.0 hour of ethics, professionalism or substance abuse distance learning CLE credit.

Rhode Island CLE Upon Request · 1.5 Total Credits

Earn Until

OnDemand - Rhode Island CLE - 1.5: NBI is an accredited sponsor with the Rhode Island MCLE Commission. Upon course completion and credit request submittal, an application will be submitted to the Rhode Island MCLE Commission.

Video Download - Rhode Island CLE - 1.5: NBI is an accredited sponsor with the Rhode Island MCLE Commission. Upon course completion and credit request submittal, an application will be submitted to the Rhode Island MCLE Commission.

South Carolina CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - South Carolina CLE - 1.5: This course is accredited by the South Carolina Commission on Continuing Legal Education and Specialization for 1.50 alternatively delivered hours, of which 0.0 hour relates to legal ethics and professional responsibility.

Video Download - South Carolina CLE - 1.5: This course is accredited by the South Carolina Commission on Continuing Legal Education and Specialization for 1.50 alternatively delivered hours, of which 0.0 hour relates to legal ethics and professional responsibility.

Tennessee CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Tennessee CLE - 1.5: This course has been approved by the Tennessee Commission on Continuing Legal Education for a maximum of 1.50 hours of Distance Learning credit, including 0.0 hour of ethics/professionalism (EP) credit.

Texas CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Texas CLE - 1.5: This course is accredited for Minimum Continuing Legal Education credit by the State Bar of Texas Committee on MCLE in the amount of 1.50 credit hours, of which 0.0 credit hour will apply to legal ethics/professional responsibility credit. Hours in attendance at National Business Institute CLE seminars may be applied to the minimum Judicial Education requirement.

Video Download - Texas CLE - 1.5: This course is accredited for Minimum Continuing Legal Education credit by the State Bar of Texas Committee on MCLE in the amount of 1.50 credit hours, of which 0.0 credit hour will apply to legal ethics/professional responsibility credit. Hours in attendance at National Business Institute CLE seminars may be applied to the minimum Judicial Education requirement.

Utah CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Utah CLE - 1.5: National Business Institute is an approved "presumptive provider" with the Utah State Board of Continuing Legal Education. This program qualifies for 1.50 hours of self-study CLE credit for Utah attorneys, which includes 0.0 hour of ethics credit.

Video Download - Utah CLE - 1.5: National Business Institute is an approved "presumptive provider" with the Utah State Board of Continuing Legal Education. This program qualifies for 1.50 hours of self-study CLE credit for Utah attorneys, which includes 0.0 hour of ethics credit.

Virginia CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Virginia CLE - 1.5: This course has been approved by the Virginia Mandatory Continuing Legal Education Board for 1.50 hours of prerecorded credit, of which 0.0 hour will also apply in the area of legal ethics or professionalism.

Video Download - Virginia CLE - 1.5: This course has been approved by the Virginia Mandatory Continuing Legal Education Board for 1.50 hours of prerecorded credit, of which 0.0 hour will also apply in the area of legal ethics or professionalism.

Vermont CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Vermont CLE - 1.5: This course has been approved by the Vermont Board of Mandatory Continuing Legal Education. This program qualifies for 1.50 hours of self-study credit, including 0.0 hour of self-study ethics credit.

Video Download - Vermont CLE - 1.5: This course has been approved by the Vermont Board of Mandatory Continuing Legal Education. This program qualifies for 1.50 hours of self-study credit, including 0.0 hour of self-study ethics credit.

Washington CLE Approved · 0 Total Credits

OnDemand - Washington CLE - 0: This content has been approved for Washington Continuing Legal Education credit. Credit hours will be awarded based on the actual run time.

Video Download - Washington CLE - 0: This content has been approved for Washington Continuing Legal Education credit. Credit hours will be awarded based on the actual run time.

Wisconsin CLE Approved · 1.5 Total Credits

Earn Until

OnDemand - Wisconsin CLE - 1.5: Approved for 1.50 hours of repeated on-demand CLE credit by the Board of Bar Examiners.

Video Download - Wisconsin CLE - 1.5: Approved for 1.50 hours of repeated on-demand CLE credit by the Board of Bar Examiners.

West Virginia CLE Approved · 1.8 Total Credits

Earn Until

OnDemand - West Virginia CLE - 1.8: This program qualifies for 1.80 hours of pre-recorded credit, which includes 0.0 hour of pre-recorded ethics credit, under the West Virginia Rules for Mandatory Continuing Legal Education.

Video Download - West Virginia CLE - 1.8: This program qualifies for 1.80 hours of pre-recorded credit, which includes 0.0 hour of pre-recorded ethics credit, under the West Virginia Rules for Mandatory Continuing Legal Education.

Wyoming CLE Upon Request · 1.5 Total Credits

OnDemand - Wyoming CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.

Video Download - Wyoming CLE - 1.5: Upon course completion and credit request submittal, an application will be submitted to the Bar.
Select Jurisdiction
CLE
Other

Agenda

All times are shown in

  1. ABLE Accounts: Rules, Planning, and Pitfalls

    1. ABLE Account Fundamentals and Eligibility
      1. Section 529A in Brief: What an ABLE Account Is, and What It Is Not
      2. The Expanded Age of Onset Threshold and Disability Certification
      3. Choosing a State Program: Fees, Investment Menus, and Nationwide Enrollment
      4. Client Screening: When an ABLE Account Is the Right Tool - and When It Is Not
    2. Establishing and Funding the Account
      1. Who May Open the Account: Beneficiary, Agent, Guardian, and the Successor Hierarchy
      2. Signature Authority, Recordkeeping Duties, and Fiduciary Exposure
      3. Contribution Limits, Excess Contributions, and the One-Account Rule
      4. ABLE to Work, the Saver's Credit, and 529 to ABLE Rollovers
    3. Qualified Disability Expenses and Distribution Discipline
      1. How Qualified Disability Expenses Are Defined - and How Broadly
      2. Housing Distributions and the Timing Rules That Trip Them Up
      3. Substantiation: Building a Record That Survives Review
      4. Non-Qualified Distributions: Income Tax, the Additional Tax, and Benefit Fallout
    4. Coordinating With Public Benefits and Special Needs Trusts
      1. The SSI Resource Exclusion and the Suspension Threshold
      2. Medicaid, SNAP, and HUD Housing Interactions
      3. First-Party vs. Third-Party Special Needs Trusts: Choosing and Layering
      4. Directing Trust Distributions Into an ABLE Account
    5. Pitfalls, Payback, and Account Wind-Down
      1. Medicaid Recovery at Death: The Statutory Claim vs. Actual State Practice
      2. Beneficiary Changes, Rollovers, and Account Termination
      3. Top Advising Mistakes to Avoid

Who Should Attend

This program is designed for attorneys. It will be especially valuable to elder law, special needs, estate planning, family law, and disability benefits practitioners who advise individuals with disabilities and their families. Paralegals, trust officers, financial planners, accountants, social workers, case managers, and guardians or conservators may also benefit.

Speakers

Stephen R Silverstein
Stephen R.
Silverstein
Tiveron Law PLLC
Speaker bio
Stephen R Silverstein

Stephen R. Silverstein

Tiveron Law PLLC
Stephen Silverstein

is Senior Counsel with Tiveron Law PLLC. He has concentrated his practice in the areas of estates and elder law for more than 30 years. Mr. Silverstein is a former bank trust officer, where he handled administration of estates, trusts, and employee benefit plans. He is a member of the New York State, Erie County and Niagara County bar associations. Mr. Silverstein earned his B.A. degree, cum laude, from the University of Rochester and his J.D. degree from the State University of New York at Buffalo School of Law.

View full profile
Loading recommendations...

TOP FAQs

How do I access my courses?
Courses are available within your account. Simply login to your account and click on My Courses. If you require additional assistance please call our Customer Service Department at 800-930-6182.
Do you have options for attendees who are deaf or hard of hearing?
Closed captioning is available for all Live Webinars. After you've joined the event room, you can enable closed captioning by clicking the "cc" button in the lower right of the player.
What happens if my course is cancelled?
In the unlikely event that NBI cancels or reschedules an upcoming program, each registered attendee will be contacted via email by a representative of NBI. Outreach to attendees begins as soon as NBI is made aware that a program will not move forward at its originally scheduled date and time.
Are multiple attendee discounts available?
Yes, the more people you bring from your organization, the more you save. After the first registration, each additional attendee receives a special discount off of their total tuition.
When will the OnDemand be available and how long will I have access to the content?
The OnDemand Video will be available to stream within 7 days of live broadcast date. You will have access to the content for 6 months in your account. If you’re a subscriber, you’ll have access to your course recordings until 7 days after the expiration date of the subscription.
What is included with my course purchase?
When you enroll prior to the live event date you will receive access to the live-streaming webinar which will allow you to interact with faculty in real-time. With each course, you will receive access to the content via OnDemand Streaming and the Video Download. Course reference materials are included with each course purchase in a downloadable PDF format.
Will I receive a certificate of completion?
Yes, we'll email you a certificate of completion and store in your account for any future reporting needs.
Can multiple people watch courses and request credit?
While only paid registrants can receive continuing education credit for attending, there are no limitations to the number of viewers at each connection.

Have more questions? Please Contact Us