Elder Law

NY Specific

4.46

New York Medicaid Lookback Rules and Planning

Credits Available
Credit Status Total
Connecticut CLE Approved 6 Total
New Jersey CLE Approved 7.2 Total
New York CLE Approved 7 Total
Pennsylvania CLE Approved 6 Total
OnDemand
6 hours 4 minutes
Debby Rosenfeld
Elizabeth Ingold
Charles Beinhauer
Ronald Fatoullah
Lucy Berkman
With Debby Rosenfeld from Meltzer, Lippe, Goldstein & Breitstone, LLP + 4 others
Recorded April 10, 2025
Product ID 100028

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Overview

Make Certain Your Clients' Long Term Care Needs Are Met

The requirements for Medicaid eligibility are strict, and protective planning is tricky. How does your understanding of Medicaid planning stack up? Join us at this focused seminar to get the answers you need about this complex area of practice. Register today!

  • Determine which assets are countable and how they can be converted.
  • Establish exactly what limitations are placed on asset transfers.
  • Protect your clients' interests by knowing what's exempt and what's not.
  • Deepen your knowledge of transfer penalty provisions.
  • Learn to effectively use trusts to plan for Medicaid without interfering with the overall estate plan.

Abbreviated Agenda

  1. The Lookback Period and Qualifying Asset Transfers Rule
  2. Asset Conversion From Non-Exempt to Exempt
  3. Irrevocable Trusts in Medicaid Planning
  4. Case Studies and Common Client Scenarios
  5. Legal Ethics
  6. Penalty Period for Improper Transfers
Product ID 100028

Credit Details

Credits Available
Credit Status Total
Connecticut CLE Approved 6 Total
New Jersey CLE Approved 7.2 Total
New York CLE Approved 7 Total
Pennsylvania CLE Approved 6 Total
Select Jurisdiction
CLE

Agenda

All times are shown in
  1. The Lookback Period and Qualifying Asset Transfers Rule

    1. The Lookback Rule
    2. Gifts
    3. Intrafamily Loans
    4. Marital Deductions and Exceptions
    5. Reverse Half-Loaf with Medicaid-Compliant Annuity - Is it Still a Valid Approach?
    6. Transferring Real Property
  2. Asset Conversion From Non-Exempt to Exempt

    1. Loan Repayment
    2. Exempt Asset Purchases
    3. Other Asset Conversion Techniques
  3. Irrevocable Trusts in Medicaid Planning

  4. Case Studies and Common Client Scenarios

  5. Legal Ethics

    1. Attorney Fees and Engagement Agreements
    2. Effective and Ethical Client Communication
    3. Protecting Client Confidentiality
    4. Conflicts of Interest When Representing Couples
  6. Penalty Period for Improper Transfers

    1. Calculating the Penalty Period
    2. Preventing the Penalty Period
    3. Handling Unexpected Income to Protect Eligibility
    4. Partial Months of Ineligibility
    5. Monthly Maintenance Need Allowance (MMMNA) for Community Spouse

Who Should Attend

This intermediate level online seminar addresses key questions involved in elder planning and is designed for:

  • Attorneys
  • Accountants
  • Estate and Financial Planners
  • Life Care Planners
  • Paralegals

Speakers

Debby Rosenfeld
Debby
Rosenfeld
Meltzer, Lippe, Goldstein & Breitstone, LLP
Elizabeth A Ingold
Elizabeth A.
Ingold
Rupp Pfalzgraf LLC
Charles W Beinhauer
Charles W.
Beinhauer
Pfalzgraf Beinhauer Grear Harris Schuller LLP
Ronald Fatoullah
Ronald
Fatoullah
Meltzer, Lippe, Goldstein & Breitstone, LLP
Lucy M Berkman
Lucy M.
Berkman
Phillips Lytle LLP
Speaker bio
Debby Rosenfeld

Debby Rosenfeld

Meltzer, Lippe, Goldstein & Breitstone, LLP
Debby Rosenfeld

is counsel with Meltzer, Lippe, Goldstein & Breitstone, LLP, where she practices in the areas of elder law, estate planning and real estate. She is admitted to practice in New York. Ms. Rosenfeld lectures, as well as writes articles on various elder law issues for both attorneys and laypeople. She earned her B.A. degree from Barnard College of Columbia University and her J.D. degree from New York University School of Law. Ms. Rosenfeld is a member of the New York State and Nassau County bar associations.

Speaker bio
Elizabeth A Ingold

Elizabeth A. Ingold

Rupp Pfalzgraf LLC
Elizabeth Ingold

is a partner in the law firm of Rupp Pfalzgraf LLC, where she counsels families and individuals in all stages of life to achieve lifetime and testamentary goals. Ms. Ingold excels in tailoring sophisticated estate plans to conserve and transfer wealth, and to preserve businesses, real estate and other assets. She is a member of the National Academy of Elder Law Attorneys, New York State Bar Association, Erie County Bar Association and the Financial Counselors of Western New York. Ms. Ingold earned her B.A. degree from State University of New York at Geneseo and her J.D. degree, with a concentration in estate planning, from Albany Law School.

Speaker bio
Charles W Beinhauer

Charles W. Beinhauer

Pfalzgraf Beinhauer Grear Harris Schuller LLP
Charles Beinhauer

is of counsel in the Buffalo law firm of Pfalzgraf Beinhauer Grear Harris Schuller LLP. His practice focuses entirely in the fields of estates and trusts, estate administration, and elder law. Mr. Beinhauer is a former member of the New York State Bar Association'd Elder Law Committee. He is a former member of the Bar Association of Erie County's Elder Law Committee, Surrogate Court Practice and Procedure Committee, Lawyers Helping Lawyers Committee, and the Speakers Bureau. Mr. Beinhauer is a former member of the New York State Lawyers Assistance Trust and the New York State Bar Association's Lawyers Assistance Committee. He is a graduate of Georgetown University and the Columbus School of Law Catholic University of America in Washington, D.C.

Speaker bio
Ronald Fatoullah

Ronald Fatoullah

Meltzer, Lippe, Goldstein & Breitstone, LLP
Ronald Fatoullah

is the chair of the firm's Elder Law Practice Group and is a partner of the firm's Trusts and Estates Practice Group at the law firm of Meltzer, Lippe, Goldstein & Breitstone, LLP. He practices in the areas of elder law, estate planning, Medicaid planning, trusts, wills, guardianships, and estate administration. Mr. Fatoullah is the past president of the New York Chapter of the National Academy of Elder Law Attorneys. He also serves on the executive committee of the Elder Law and Special Needs Section of the New York State Bar Association; served on the executive council of AARP New York; and served as the chair of the Board of the Alzheimer's Association Long Island Chapter for ten years. Mr. Fatoullah is a fellow of the National Academy of Elder Law Attorneys. He earned his B.A. degree, summa cum laude, from the State University of New York at Buffalo and his J.D. degree from St. John's University School of Law.  

Speaker bio
Lucy M Berkman

Lucy M. Berkman

Phillips Lytle LLP
Lucy Berkman

is special counsel in the Buffalo office of Phillips Lytle LLP. She focuses her practice on estate and trust planning and administration, Medicaid planning, and guardianship matters. Ms. Berkman has helped individuals and families over the span of 15 years. She proudly assists the advancement of her clients' estate planning goals, whether simple or complex. Ms. Berkman has extensive experience in the preparation of wills, revocable and irrevocable trusts, and advance directives; and regularly counsels clients regarding Medicaid planning and asset preservation. In addition, she represents both fiduciaries and beneficiaries in numerous aspects of estate and trust administration and guardianship matters. Ms. Berkman enjoys a multistate legal practice, holding professional licenses in both New York and Florida. She earned her B.S. degree from the State University of New York at Buffalo and her J.D. degree from the University of Miami School of Law.

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In the unlikely event that NBI cancels or reschedules an upcoming program, each registered attendee will be contacted via email by a representative of NBI. Outreach to attendees begins as soon as NBI is made aware that a program will not move forward at its originally scheduled date and time.
Are multiple attendee discounts available?
Yes, the more people you bring from your organization, the more you save. After the first registration, each additional attendee receives a special discount off of their total tuition.
When will the OnDemand be available and how long will I have access to the content?
The OnDemand Video will be available to stream within 14 days of live broadcast date. You will have access to the content for 6 months in your account. If you’re a subscriber, you’ll have access to your course recordings until 7 days after the expiration date of the subscription.
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When you enroll prior to the live event date you will receive access to the live-streaming webinar which will allow you to interact with faculty in real-time. With each course, you will receive access to the content via OnDemand Streaming and the Video Download. Course reference materials are included with each course purchase in a downloadable PDF format.
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