is the principal of the Louisville law firm of Gannott Law Group, PLLC. Since 1985, he has focused his practice in the areas of business and consumer bankruptcy, creditors' rights and commercial collections, complex commercial litigation, and real estate matters. Mr. Gannott works with clients on everything from the creation and dissolution of business entities, to representation of our business clients in business-to-business collections or large asset issues. He is a frequent lecturer on his areas of practice and has been an adjunct faculty member at the University of Louisville. Mr. Gannott has been board certified in business bankruptcy law by the American Board of Certification. He graduated, with honors, from the University of Illinois; and earned his J.D. degree from the Washington College of Law, American University.

is a managing member in the firm Ruddy & Petersen Law Group, LLC in Aurora, Illinois. He concentrates his practice in the areas of litigation concerning real estate, bankruptcy reorganization, commercial matters, eminent domain and consumer disputes. Mr. Ruddy has been in practice since 1977. He advises and represents the firm's clients on real estate foreclosure proceedings, including the implementation of sheriff's sales. Mr. Ruddy also advises and represents loan borrowers on defenses and counterclaims, to mortgage foreclosure proceedings including the Fair Credit Agreements Act, Real Estate Settlement Protections Act, Truth in Lending Act, Fair Debt Collection Practices Act and Illinois Consumer Fraud Act. He earned his undergraduate degree from the University of Denver and his J.D. degree from John Marshall Law School. Mr. Ruddy has been the chairperson of the Commercial Banking and Bankruptcy Committee of the Kane County Bar Association from 1994 to the present, and is a former bankruptcy trustee.