Bankruptcy, Foreclosure & Collection Law

4.25

Foreclosure Fundamentals: Borrower & Lender Perspectives

Credits Available
Credit Status Total
Colorado CLE Approved 7 Total
Idaho CLE Upon Request 6 Total
Kansas CLE Upon Request 7 Total
Montana CLE Approved 6 Total
North Dakota CLE Approved 6 Total
New Hampshire CLE Approved 6 Total
Nevada CLE Approved 6 Total
New York CLE Approved 7 Total
Oregon CLE Upon Request 6 Total
Rhode Island CLE Upon Request 6 Total
Washington CLE Approved 6 Total
OnDemand
5 hours 53 minutes
Stephen Hladik
Sonia Buck
John Ruddy
With Stephen M. Hladik from Hladik, Onorato & Federman, LLP + 2 others
Recorded November 30, 2023
Product ID 97597

Buy This Course

Course Includes
$389

OnDemand Video

Video Download

Course Book Download

Sorry, the course is no longer available.

or
Upgrade to Unlimited CLE and Get This Course
$129/month
All Inclusive CLE subscribers save an average of $3,000/year on CLE costs.

Overview

Procedural Essentials, Title and Bankruptcy Issues, Critical Updates, and More

Walk through the key steps in the foreclosure process and get clarity on the rights and responsibilities of the parties involved. Our distinguished faculty will also cover recent developments and hot topics in borrower protection and lending compliance. Additional topics to be discussed include negotiating and pursuing foreclosure alternatives, handling bankruptcy implications, and fixing title issues. Get the fundamentals down - register today!

  • Learn what needs to happen when within the foreclosure process.
  • Explore recent changes in foreclosure and homeowner protection laws.
  • Learn how bankruptcy affects foreclosure proceedings.
  • Get practical strategies for negotiating and structuring foreclosure workouts.
  • Identify and overcome common title issues that can arise in foreclosure.

Abbreviated Agenda

  1. The Foreclosure Process: Borrower and Lender Perspectives
  2. Case Law Update and Recent Developments
  3. Bankruptcy Implications on Foreclosure
  4. Negotiating and Pursuing Foreclosure Alternatives
  5. Curing Title Issues in Foreclosure
  6. Ethics in Foreclosure

Related Topics

Product ID 97597

Credit Details

Credits Available
Credit Status Total
Colorado CLE Approved 7 Total
Idaho CLE Upon Request 6 Total
Kansas CLE Upon Request 7 Total
Montana CLE Approved 6 Total
North Dakota CLE Approved 6 Total
New Hampshire CLE Approved 6 Total
Nevada CLE Approved 6 Total
New York CLE Approved 7 Total
Oregon CLE Upon Request 6 Total
Rhode Island CLE Upon Request 6 Total
Washington CLE Approved 6 Total
Select Jurisdiction
CLE

Agenda

All times are shown in

  1. The Foreclosure Process: Borrower and Lender Perspectives

    1. Step-by-Step Foreclosure Walkthrough
    2. Required Notices and Disclosures
    3. Borrower Rights in Residential Foreclosures
    4. Special Protections for Certain Borrowers
    5. State Law Considerations
    6. Assessing Loan Documentation
    7. The Foreclosure Sale: Notices, Procedure and Documents
    8. Post-Foreclosure: Wrap-Up, Deficiency, Eviction and Other Legal Issues
    9. Borrower Remedies and Lender Liability

  2. Case Law Update and Recent Developments

    1. Recent Developments in Borrower Protection
    2. CFPB Rules and Interpretations
    3. TILA-RESPA
    4. Compliance Concerns
    5. Recent Case Law

  3. Bankruptcy Implications on Foreclosure

    1. Effects of Automatic Stay
    2. Chapter 7
    3. Chapter 13
    4. Chapter 11
    5. Secured Debt Reinstatement
    6. Transfer and Avoidance Issues

  4. Negotiating and Pursuing Foreclosure Alternatives

    1. Case Review and Timing Considerations
    2. Option Overview, Pros and Cons
    3. Finding the Right Solution for the Borrower
    4. Deal Points and Key Terms
    5. Negotiation Best Practices - Borrower and Lender Perspectives

  5. Curing Title Issues in Foreclosure

    1. The Loan Policy
    2. Using the Title Commitment and Prior Title Information
    3. Title Aspects of Foreclosure Alternatives
    4. Title Issues During Foreclosure
    5. Parties Involved and Obtaining Jurisdiction
    6. Actions the Mortgage Holder Can Take
    7. Post-Judgment Issues

  6. Ethics in Foreclosure

    1. Attorney's Affirmative Duties in Foreclosure
    2. Avoiding and Managing Conflicts of Interest
    3. Wrongful Foreclosure, Abuse of Process and Frivolous Litigation
    4. Advertising and Referral Concerns

Who Should Attend

This course is designed for attorneys. Paralegals may also benefit.

Speakers

Stephen M Hladik
Stephen M.
Hladik
Hladik, Onorato & Federman, LLP
Sonia J Buck
Sonia J.
Buck
Pierce Atwood LLP
John C Ruddy
John C.
Ruddy
Ruddy & Petersen Law Group, LLC
Speaker bio
Stephen M Hladik

Stephen M. Hladik

Hladik, Onorato & Federman, LLP
Stephen Hladik

is a partner in the North Wales law firm of Hladik, Onorato & Federman, LLP, where he focuses his practice in the areas of mortgage law, bankruptcy law and real estate law. A former deputy attorney general in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Mr. Hladik brings a broad range of experience to his mortgage foreclosure, bankruptcy, tax sale and UDAAP legal practice. He gained significant expertise in lending law enforcement in the Pennsylvania Attorney General's Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA and TILA cases. Prior to joining Hladik, Onorato & Federman, LLP, Mr. Hladik was the Pennsylvania managing attorney for one of the nation's largest creditor's rights firms, practicing mortgage foreclosure and bankruptcy law. He routinely teaches continuing legal education courses on mortgage law, bankruptcy law, title law, real estate tax sale law, FDCPA and CFPB regulations, and related lending law compliance issues. Mr. Hladik also serves the mortgage servicing industry as the chair of the Advisory Council of the Legal League 100. He participates on various committees of the ALFN. Mr. Hladik is a member of the Montgomery County, Pennsylvania, New Jersey State and American bar associations, and various sections and committees within these organizations. He has spoken for the Pennsylvania Bar Association and conducts continuing legal education courses on tax sale law, foreclosure, title, bankruptcy law, and professional responsibility. Mr. Hladik earned his B.A. degree from Pennsylvania State University and his J.D. degree, with honors, from Widener University School of Law.

View full profile
Speaker bio
Sonia J Buck

Sonia J. Buck

Pierce Atwood LLP
Sonia Buck

is an attorney at the firm of Brock & Scott, PLLC. Her practice areas include foreclosures, loan restructuring, creditors' rights, collection and bankruptcy. Ms. Buck is a trained mediator and has mediated for Maine's Foreclosure Diversion program. She has written several articles for American Bar Association publications and has also published a book, Movie Therapy for Law Students. Ms. Buck has been adjunct faculty at Kaplan University, where she has taught paralegal and business classes. She earned her B.A. degree, cum laude, from the University of Southern Maine and her J.D. degree, magna cum laude, from the University of Maine School of Law.

View full profile
Speaker bio
John C Ruddy

John C. Ruddy

Ruddy & Petersen Law Group, LLC
John Ruddy

is a managing member in the firm Ruddy & Petersen Law Group, LLC in Aurora, Illinois. He concentrates his practice in the areas of litigation concerning real estate, bankruptcy reorganization, commercial matters, eminent domain and consumer disputes. Mr. Ruddy has been in practice since 1977. He advises and represents the firm's clients on real estate foreclosure proceedings, including the implementation of sheriff's sales. Mr. Ruddy also advises and represents loan borrowers on defenses and counterclaims, to mortgage foreclosure proceedings including the Fair Credit Agreements Act, Real Estate Settlement Protections Act, Truth in Lending Act, Fair Debt Collection Practices Act and Illinois Consumer Fraud Act. He earned his undergraduate degree from the University of Denver and his J.D. degree from University of Illinois, Chicago. Mr. Ruddy has been the chairperson of the Commercial Banking and Bankruptcy Committee of the Kane County Bar Association from 1994 to the present, and is a former bankruptcy trustee.

View full profile

TOP FAQs

How do I access my courses?
Courses are available within your account. Simply login to your account and click on My Courses. If you require additional assistance please call our Customer Service Department at 800-930-6182.
Do you have options for attendees who are deaf or hard of hearing?
Closed captioning is available for all Live Webinars. After you've joined the event room, you can enable closed captioning by clicking the "cc" button in the lower right of the player.
What happens if my course is cancelled?
In the unlikely event that NBI cancels or reschedules an upcoming program, each registered attendee will be contacted via email by a representative of NBI. Outreach to attendees begins as soon as NBI is made aware that a program will not move forward at its originally scheduled date and time.
Are multiple attendee discounts available?
Yes, the more people you bring from your organization, the more you save. After the first registration, each additional attendee receives a special discount off of their total tuition.
When will the OnDemand be available and how long will I have access to the content?
The OnDemand Video will be available to stream within 14 days of live broadcast date. You will have access to the content for 6 months in your account. If you’re a subscriber, you’ll have access to your course recordings until 7 days after the expiration date of the subscription.
What is included with my course purchase?
When you enroll prior to the live event date you will receive access to the live-streaming webinar which will allow you to interact with faculty in real-time. With each course, you will receive access to the content via OnDemand Streaming and the Video Download. Course reference materials are included with each course purchase in a downloadable PDF format.
Will I receive a certificate of completion?
Yes, we'll email you a certificate of completion and store in your account for any future reporting needs.
Can multiple people watch courses and request credit?
While only paid registrants can receive continuing education credit for attending, there are no limitations to the number of viewers at each connection.

Have more questions? Please Contact Us