Bankruptcy, Foreclosure & Collection Law

Collecting From Aging Debtors

Credits Available
Credit Status Total
Alaska CLE Approved 1.5 Total
Alabama CLE Approved 1.5 Total
Arkansas CLE Approved 1.5 Total
Arizona CLE Approved 1.5 Total
California CLE Approved 1.5 Total
Colorado CLE Approved 2 Total
Connecticut CLE Approved 1.5 Total
Delaware CLE Approved 1.5 Total
Florida CLE Approved 2 Total
Georgia CLE Approved 1.5 Total
Hawaii CLE Approved 1.5 Total
Idaho CLE Approved 1.5 Total
Illinois CLE Approved 1.5 Total
Kansas CLE Upon Request 1.5 Total
Maine CLE Approved 1.5 Total
Minnesota CLE Approved 1.5 Total
Missouri CLE Approved 1.8 Total
Northern Mariana Islands CLE Approved 1.5 Total
Montana CLE Approved 1.5 Total
North Dakota CLE Approved 1.5 Total
Nebraska CLE Approved 1.5 Total
New Hampshire CLE Approved 1.5 Total
New Mexico CLE Approved 1.5 Total
Nevada CLE Approved 1.5 Total
New York CLE Approved 1.5 Total
Ohio CLE Approved 1.5 Total
Oklahoma CLE Approved 2 Total
Oregon CLE Upon Request 1.5 Total
Pennsylvania CLE Approved 1.5 Total
Rhode Island CLE Upon Request 1.5 Total
South Carolina CLE Approved 1.5 Total
Tennessee CLE Approved 1.5 Total
Utah CLE Approved 1.5 Total
Vermont CLE Approved 1.5 Total
Washington CLE Approved 1.5 Total
Wisconsin CLE Approved 1.5 Total
West Virginia CLE Approved 1.8 Total
OnDemand
1 hours 27 minutes
Andrew Condiles
With Andrew Condiles from Weltman, Weinberg & Reis Co., L.P.A.
Recorded December 10, 2024
Product ID 99538

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Overview

Prevent FDCPA Violations and Improve Recovery Rates

Debt collection efforts when the debtor is older and/or retired present unique challenges and require special consideration. Are the debtor's main assets exempt? When do communications cross into exploitation of vulnerable adults? Do you know how to deal with POAs and guardians? This practical summary will give you the information and tools you need to tailor your collection efforts to more effectively handle senior debtors. Register today!

  • Find out what means of contact are compliant and most effective.
  • Quickly distinguish yourself from the scammers targeting the elderly in troves.
  • Avoid mistakes in negotiating with from debtors in cognitive decline.
  • Learn how to ensure proper dealings with guardians and POAs representing debtors.

Abbreviated Agenda

  1. Income and Assets - Is it Worth Pursing the Debt?
    1. Qualifier
    2. Income: Entirely vs. Partially Exempt
    3. Which Assets are Exempt and Which Ones Aren't
    4. Determining Collectability: Considering All the Factors
  2. Establishing Credibility
    1. Model Verification Notice (MVN)
    2. Provide Information Beyond the Standard Script
  3. Debtor Communications
    1. Means of Contact: Phone, Text, Social Media, Mail
    2. What Constitutes Harassment and Threats
    3. Content: Keeping it Clear and Visually Accessible
  4. Timing and Varied Statutes of Limitations
  5. Steering Clear of Abuse or Exploitation of Vulnerabilities
    1. Debtor Cognitive Decline & Settlement Discussions
  6. Nursing Home Collections
  7. Dealing With Proxies: Guardianships/Conservatorships and Powers of Attorney
    1. Guardianships and Conservatorships
    2. Powers of Attorney

Related Topics

Product ID 99538

Credit Details

Credits Available
Credit Status Total
Alaska CLE Approved 1.5 Total
Alabama CLE Approved 1.5 Total
Arkansas CLE Approved 1.5 Total
Arizona CLE Approved 1.5 Total
California CLE Approved 1.5 Total
Colorado CLE Approved 2 Total
Connecticut CLE Approved 1.5 Total
Delaware CLE Approved 1.5 Total
Florida CLE Approved 2 Total
Georgia CLE Approved 1.5 Total
Hawaii CLE Approved 1.5 Total
Idaho CLE Approved 1.5 Total
Illinois CLE Approved 1.5 Total
Kansas CLE Upon Request 1.5 Total
Maine CLE Approved 1.5 Total
Minnesota CLE Approved 1.5 Total
Missouri CLE Approved 1.8 Total
Northern Mariana Islands CLE Approved 1.5 Total
Montana CLE Approved 1.5 Total
North Dakota CLE Approved 1.5 Total
Nebraska CLE Approved 1.5 Total
New Hampshire CLE Approved 1.5 Total
New Mexico CLE Approved 1.5 Total
Nevada CLE Approved 1.5 Total
New York CLE Approved 1.5 Total
Ohio CLE Approved 1.5 Total
Oklahoma CLE Approved 2 Total
Oregon CLE Upon Request 1.5 Total
Pennsylvania CLE Approved 1.5 Total
Rhode Island CLE Upon Request 1.5 Total
South Carolina CLE Approved 1.5 Total
Tennessee CLE Approved 1.5 Total
Utah CLE Approved 1.5 Total
Vermont CLE Approved 1.5 Total
Washington CLE Approved 1.5 Total
Wisconsin CLE Approved 1.5 Total
West Virginia CLE Approved 1.8 Total
Select Jurisdiction
CLE

Agenda

All times are shown in

  1. Collecting From Aging Debtors

    1. Income and Assets - Is it Worth Pursing the Debt?
      1. Qualifier
      2. Income: Entirely vs. Partially Exempt
      3. Which Assets are Exempt and Which Ones Aren't
      4. Determining Collectability: Considering All the Factors
    2. Establishing Credibility
      1. Model Verification Notice (MVN)
      2. Provide Information Beyond the Standard Script
    3. Debtor Communications
      1. Means of Contact: Phone, Text, Social Media, Mail
      2. What Constitutes Harassment and Threats
      3. Content: Keeping it Clear and Visually Accessible
    4. Timing and Varied Statutes of Limitations
    5. Steering Clear of Abuse or Exploitation of Vulnerabilities
      1. Debtor Cognitive Decline & Settlement Discussions
    6. Nursing Home Collections
    7. Dealing With Proxies: Guardianships/Conservatorships and Powers of Attorney
      1. Guardianships and Conservatorships
      2. Powers of Attorney

Who Should Attend

This course is designed for attorneys. Debt collectors, accountants, and paralegals may also benefit.

Speakers

Andrew Condiles
Andrew
Condiles
Weltman, Weinberg & Reis Co., L.P.A.
Speaker bio
Andrew Condiles

Andrew Condiles

Weltman, Weinberg & Reis Co., L.P.A.
Andrew Condiles

is an attorney with Weltman, Weinberg & Reis Co., L.P.A. working on behalf of creditors with major lending institutions and utility companies. He assists both organizations in recovering their unpaid debts, while also helping utility companies collect the monies that they are owed when their valuable equipment is damaged. Mr. Condiles's clients can always count on him to know every fact of the case before heading into an arbitration, mediation, negotiation or trial. He earned his B.A. degree from Hobart College, is a graduate of Case Western Reserve University (CWRU) School of Law, and was a member of CWRU's National Moot Court Team. During law school, Mr. Condles was a member of CWRU's health law journal and authored a piece titled, "How Voluntary Is Voluntary," which was published in Volume 18 of the Appalachian Journal of Law. He is a member of the American Bar Association, Moot Court Judge and the Philadelphia Bar Association. Mr. Condiles is admitted to practice in New Jersey, Pennsylvania, U.S. District Court for the Middle and Eastern districts of Pennsylvania, and the U.S. District Court for the District of New Jersey.

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